Transfer and Ship (Physical Certificate) 500 per certificate overnight fee. With the availability of DRS services, registered holders of Class A Interests should be able to hold their Class A Interests, as they appear on. DRS allows transfer agents to provide shareholders with the ability to hold their shares in book-entry form with the transfer agent instead of a physical stock certificate. Through DTCs DRS Service, assets can be electronically transferred to and from the transfer agent and brokerdealer to. DTC and DWAC Instructions are included in the Holder Reporting Guidelines. (LSE MXCT, MXCN), a leading provider of cell-engineering platform technologies, today announces certain mechanical and administrative matters in relation to its proposed dual-listing of common stock on the Nasdaq. Booked DIRECTLY REGISTERS you a share and REMOVES the certificated share from the DTCC, which is why the shares are literally marked " DTC Stock Withdrawals (Drs)" when you move from Planned to Booked. I just dropped himher some awards. We do not currently offer direct registration which allows investors to have their security registered in their name on the books of the issuer registered shares held by individuals. The Direct Registration System ("DRS") is a service offering by the Depository Trust Company ("DTC") which provides registered shareholders of the issuer with the option of holding their assets (shares) on the books and records of the Transfer Agent in book-entry form instead of a physical stock certificate. The depositary then issues new DRs, which represent the shares on deposit, to the investor or broker. ("Olde Monmouth") alleges that defendants Depository Trust Clearing Corporation ("DTCC") and Depository Trust Company ("DTC") violated federal and state antitrust laws by unreasonably excluding Olde Monmouth from DTC&x27;s Fast Automated Securities Transfer ("FAST") Program. Non Transferable Stocks (per month, per security) Safekeeping - Monthly (per account, per CUSIP) Safekeeping - Withdrawals (per withdrawal) Physical Trade Fee (Non-DTCC) 250. However, please refer to CDS bulletin 2020-00033C for deposit and withdrawal guidelines for NY and DTC Direct Link Participants. Margin or Option Transfer. Additionally, DTC criteria that must be met by a securities issuer to ensure its securities are eligible for DRS and Profile may indirectly apply to transfer agents acting on behalf of the issuer. position is eligible for Direct Registration. Choose a language. &183; Termination of the existing DI facility close of business in the UK on Wednesday 28 July 2021. DRS(Direct Registration System) is a service offering by The Depository Trust Company (DTC) that provides registered shareholders of the issuer with the option of holding their assets (shares) onthe books and records of the transfer agent in book-entry form instead of a physical stockcertificate. with the transfer agent (via DTC Direct Registration System "DRS"), to your WFA account. Please be sure to include your most recent account statement, dated within the last six months. One of the most important reasons to consider using transfer agents is to help manage changes in stock ownership. common shareholders received a distribution of one share of Brighthouse Financial, Inc. Account Information Name of Stock CUSIP (9 digits) Symbol Account Number with Agent (Include all dashes or spaces) Number of Whole Shares to be Transferred Tax IDs on File with Agent - (Please confirm the number with the Agent. Direct Register. It allows DTCC participants to instruct DTCC regarding electronic deposits and withdrawals of eligible securities via a FAST Agent. The Direct Registration System, commonly referred to as "DRS", is a registration type, created by the Depository Trust Company ("DTC"), that allows shareholders of public companies to hold their shares directly on the books of the company's transfer agent in book-entry form without issuing physical stock certificates. Step 3. Complete Dtc Blor online with US Legal Forms. Use this Method. 00 Check Stop Payment 30. The two main components to the FAST system are shareholders can deposit their stock electronically by either DWAC or DRS. DTC transfer includes up to 4. Option Exercise Assignment. 1110 Centre Pointe Curve, suite 101. The wild ride for the holders of Russian ADRs continues it many twist and turns. Step 4. In Canada, individual FI firms also usually apply a disincentive fee on clients wishing withdrawals in certificated form. A The currency of the cash portion of the Distribution will be Euro. How do I sell or transact on my shares Click on the Portfolio tab. The "receiving firm" takes your reqeust and communicates with the "delivering firm" via ACATS. DTC pointed out that if beneficial owners believe that their interests are best protected by not having their shares subject to book-entry transfer at DTC, then they can instruct their broker-dealer to execute a withdrawal-by-transfer, which will remove the securities from DTC and transfer them to the shareholder in certificated form. 00 10. yl qm. Choose a language. The investor wouldve been registered in Cede & Co. ad Fiction Writing. Watch this video now and see how GameStop stock is being manipulated. Access the online request form by going to etrade. It is an electronic transaction system run by The Depository Trust Company (DTC) that makes it possible to transfer new shares or paper share certificates between brokerdealers or custodial banks, the DTC participants, and the issuer&x27;s transfer agent. DTC also provides the opportunity for its members to receive dividend reinvestment, payment in a foreign currency, and tax relief at-source for tax withheld on dividends paid on non-U. (Caldwell) is a majority employee-owned investment dealer that has been providing sophisticated and experienced investment and wealth management advice to individuals and corporations since 1981. yl qm. Please review. The DTC. for having a physical certificate re-registered to an account holder and sent to himher from himher account. Most brokers clear stock in-house or hire a clearing firm to do so on their behalf. This is referred to as an issuance. 00 Mutual fund exchanges 2. Call 800-544-0275 if you need assistance with a cash withdrawal. Attn Banking Services. 3 of principal imposed by the government of France. om uc. It includes a Stock Power (Section C), Substitute W-9 Form (Section D), and Cost Basis Form (Section E). This DOES NOT remove the certificated share from the DTCC. until 600 p. GAITHERSBURG, MD, 19 July 2021 - MaxCyte, Inc. 00 per request is charged for any Withholding Tax Voucher request for dividends paid on German stocks. The Automated Customer Account Transfer Service (ACATS) allows the automated. Open Dtc Account will sometimes glitch and take you a long time to try different solutions. Streamlined money transfers, automated recurring investments and withdrawals. fc; jw. Account Information Name of Stock CUSIP (9 digits) Symbol Account Number with Agent (Include all dashes or spaces) Number of Whole Shares to be Transferred Tax IDs on File with Agent - (Please confirm the number with the Agent. Withdrawals - Physical withdrawals, up to 3 business days. The Direct Registration System (DRS) enables investors to elect to hold their assets in book entry form directly with the issuer by leveraging DTCs connectivity with FAST transfer agents. All claims not received directly from the DTC participant will be returned to the beneficial owner. Certificate Request DTC 925. TELEPHONE 1-800-552-4034 (Toll Free), 1-720-789-2782 (International) Representatives are available from 800 a. The DWAC transaction system run by The Depository Trust Company (a. Yet CEO John Stankey has plans to turn the company around. Complete Dtc Eligibility Questionnaire online with US Legal Forms. Rattled by the failures of MF Global and Peregrine Financial and jittery about the financial system, some market observers are suggesting that investors transfer stock from their brokers to company transfer agents for direct registration. DTC Position Transfers. A deposit at custodian involves the transfer of new shares or share certificates to and from the Depository Trust Company (DTC) through service at the distribution point called Fast Automated Securities Transfer (FAST). For example, DTC may impose a temporary chill that restricts book-entry movement of securities, effectively closing the books and stabilizing existing positions until a merger or other reorganization has been completed. The FINRA TAF for stock is currently 0. All claims not received directly from the DTC participant will be returned to the beneficial owner. No medallion is required by Colonial. In-person and virtual tickets are available on a first-come, first-served basis. Funding Your Account. Withdrawal From Broker via DTC DRS System Shareholders can request a physical stock certificate from their broker using the DRS system. Furthermore, you can find the Troubleshooting Login Issues section which can answer your unresolved problems and equip you with a lot of. posted Sep 9, 2012. 5 Consensus guidelines have recommended clinical trials with. , the Nasdaq Stock Market, the New York Stock Exchange (NYSE),. A medallion guaranteed stock power is not required. DRs either by purchasing existing DRs the issuer&39;s home market to new DRs. TELEPHONE 1-800-552-4034 (Toll Free), 1-720-789-2782 (International) Representatives are available from 800 a. Those attending in person will receive a discounted room code . If you have not received a fund&x27;s prospectus, please call 1-888-345-2071. The DR authority will automatically obtain a foreign exchange rate for. Moreover, DTC eligibility is a prerequisite for OTC Issuers&x27; shareholders to deposit securities with their brokers and have such securities be placed in street name. Odyssey is a full-service transfer agent and trust company with offices across Canada (Vancouver & Calgary) and Co-agents in Toronto, Colorado, London, Hong Kong and Australia. 00 per event DWAC-Deposit and Withdrawal at Custodian Pass through from Transfer Agent Legal transfers 60. Option Exercise Assignment. Physical Certificate Deposit. Through DTC&x27;s DRS Service, assets can be electronically transferred to and from the transfer agent and brokerdealer to easily move shares in and out of DRS. A transaction is completed by either increasing. We'll give you the tools to help you manage your money movement. one business day). Sam Bankman-Fried. Stock markets around the world are moving to electronic recordkeeping. This can save you money, as well. Till date, the company has supplied over 650 electric buses across multiple cities in India. Link to original post for. Whilst we fully support both ACATS and DTC transfers, the method of transfer will depend on. However, under the DTC, such option is available only in respect of income received in the last month of the year. Call us today (416) 350-5007 Hours 9 AM - 5 PM EST. 2 You may buy shares directly from the fund company without paying transaction fees. PECOs Nasdaq-listed Common Stock CUSIP 71844V201 INACTIVE PECOs common stock prior to the reverse stock split CUSIP 71844V102; PECOs Class B Common Stock CUSIP 71844V300; On January 18, 2021, 100 of PECO Class B Common Stock converted on a one-for-one basis into PECOs Nasdaq-listed Common Stock (CUSIP 71844V201). Most forms can be completed online, or you can download a PDF where it&x27;s offered to fill out a paper copy. If a non-member customer responsible. Watch this video now and see how GameStop stock is being manipulated. DTC has adopted rules that permit deposits of securities into DTC by participants 52 and rules that permit withdrawals from DTC by participants. The FINRA TAF for options sales is currently 0. Dtc stock withdrawals drs. 00 Returned ACH 30. 00 Annually DRIP No Charge DRS Statement Withdrawal 30. com in order to enroll those holdings in the Ally Invest DRIP. Non Transferable Stocks (per month, per security) Safekeeping - Monthly (per account, per CUSIP) Safekeeping - Withdrawals (per withdrawal) Physical Trade Fee (Non-DTCC) 250. On the Share Purchase and Holdings tab, locate the required stock option purchase plan. 95 0 Foreign Stock Transactions on US OTC market (Electronic)3 50 0. Stock Certificate Withdrawal 5 This fee is charged by TD Ameritrade Clearing, Inc. Can you provide a video screenshot of you refreshing the page You can either send a link to it to the mods via modmail, or post it here if you prefer. Call us. 25 0 Unit investment trusts (UITs). CDIs enabled for settlement in CREST. All questions regarding the fees listed should be directed to the Client Services Team at 1. , a broker-dealer). A summary of the anticipated timeline is as follows Stock deposits and withdrawals disabled in CREST close of business in the UK on Monday 26 July 2021. This is referred to as an issuance of DRs. Theory RC Starting a new stock market won&x27;t start MOASS. DRS PROCESSING GUIDELINES - PROFILE 4. (Subject to a minimum commission of 35. All Participant Withdrawal-by-Transfer (WT) requests that do not specify a DRS indicator in the requests. and who controls the certificated DSPP shares Also the DTC. A stock split via a stock dividend should be processed as FC-06. 00 DWAC Receipts (All Non-NMS Stocks). Mountain Share Transfer, a full-service stock transfer agent, is proud to announce that as part of its relocation to Atlanta, Georgia and the expansion of services to be offered to its clients, it has added access to the Depository Trust Clearing Corp. However, the DTC also wants to impose a restriction on issuers using DTCs services to avert an imminent harm, injury or other such material. CME Group Market Volume. The two main components to the FAST system are shareholders can deposit their stock electronically by either DWAC or DRS. Therefore, there is little incentive for them to establish a DRS account. Stock market data coverage from CNN. If your ADRs are at Schwab, they just released a "Letter of Authorization ("LOA") to Transfer Blocked or Sanctioned Russian ADRs" form. 22 Jul, 2022, 06. Please be sure to include your most recent account statement, dated within the last six months. Margin or Option Transfer. DTC Deposit 3 3 DTC Withdrawal 5 5 Direct Registration System (DRS) Transfers 10 10 Accommodation transfers 60 60 Legal, GNMA, and Restricted items 60 60. com >> Accounts >> Documents >> Forms & Applications >> Deposits & Withdrawalssection >> Request a StockCertificate. Smith starts the day with 100 of settled cash in his account, and buys 1,000 of XYZ stock. Toll-free 1-800-567-3343 Opens your phone app. Attn Banking Services. This can save you money, as well. with the transfer agent (via DTC Direct Registration System "DRS"), to your WFA account. 0k votes, 13 comments. Through DTCs DRS Service, assets can be electronically transferred to and from the transfer agent and brokerdealer to easily move shares in and out of DRS. A chill can pertain to one or all of these services. Holders of Stellantis common shares traded on the New York Stock Exchange will receive the cash distribution in U. Tetra Tech, Inc. S requests for book-entry position on agent&x27;s books be established and. As noted above, this obviates the movement of physical stock. Select an account from the drop-down menu. The Direct Registration System ("DRS") is a system which provides registered shareholders of record with the option of holding their shares in book-entry form, without the need for issuing a physical stock certificate. DTC pointed out that if beneficial owners believe that their interests are best protected by not having their shares subject to book-entry transfer at DTC, then they can instruct their broker-dealer to execute a withdrawal-by-transfer, which will remove the securities from DTC and transfer them to the shareholder in certificated form. Easily fill out PDF blank, edit, and sign them. Differentiated thyroid cancer (DTC) includes papillary and follicular histologies and accounts for 90 of all thyroid cancers, 1 2-4 However, patients with radioiodine-refractory DTC (RR-DTC) have a 10-year survival rate of only 10 from the detection of distant metastases. Additional risk disclosure for your ETRADE Futures account. The latest update concerns around the decree signed by President Vladimir Putin on April 16 that requires Russian companies to remove their listings from overseas equity markets. To withdraw a physical stock certificate from your "street name" brokerage account via DRS, please notify your broker to push the shares to Colonial. 00949P108 AirTran Holdings Inc. This can save you money, as well. Mountain Share Transfer, a full-service stock transfer agent, is proud to announce that as part of its relocation to Atlanta, Georgia and the expansion of services to be offered to its clients, it has added access to the Depository Trust Clearing Corp. 00 Mandatory Oers 25. If your plan permits in-service withdrawals, on the right you will see the word Withdraw or Transact beside the plan details. A stock split via a stock dividend should be processed as FC-06. What is a U. Direct Registration System (DRS) DRS will allow you to electronically transfer shares from the transfer agent to Merrill. 00 300. Source from another user. General inquiries concerning ADRs JPMorgan Chase Bank, NA. Canada's own CDS (The Canadian Depository for Securities Limited) has stated that the DTC advised them to split the shares rather than distribute new dividend shares. 00 Annually DRIP No Charge DRS Statement Withdrawal 30. These restrictions apply to transfers associated with countries considered to have elevated AML risk and consider factors such as the clients residency, the withdrawal destination and the denomination of the currency being transferred. So the splivi was incorrectly processed by the DTC, and though the post didn&39;t explain the part about the DIVANN file in full, it is not incorrect or debunked. A DRS Statement evidences ownership of the. Account Information Name of Stock CUSIP (9 digits) Symbol Account Number with Agent (Include all dashes or spaces) Number of Whole Shares to be Transferred Tax IDs on File with Agent - (Please confirm the number with the Agent. These apes with the helpful comments. Your GME Shares. A magnifying glass. slide 1 to 4 of 4. The new DRS Advice will reflect that the shares are unrestricted and will have the same account number as the DRS Advice for your restricted shares. Option Exercise Assignment. 3 of principal imposed by the government of France. The fee amount should be 250 if timely filed; If filed late, the fee should be the greater of either 500 or 110 of 1 of the dollar value of the securities sold to Kansas residents before the date on which Form D is filed, not to exceed 5,000. Minneapolis MN 55480-9902. party market participants necessary to effect cancellation of the DRs, including the Depository Trust & Clearing Corporation ("DTC") and the International Central Securities Depositories ("ICSDs"). This type of stock transfer Withdrawing Stock Certificates. roblox lookvector to orientation, kearney hub obits
Through DTCs DRS Service, assets can be electronically transferred to and from the transfer agent and brokerdealer to. . Dtc stock withdrawals drs
ETRADE Complete Investment Account Application (Brokerage Account) Open a brokerage account with investing and cash management. The company operates in three segments Westcon International; Logicalis; and Corporate, Management Consulting and Financial Services. DRS Format allows shares to be transferred. 2 You may buy shares directly from the fund company without paying transaction fees. Editorial Note Over two years ago we posted Antidepressant Withdrawal Vs story. Other fees. Standard physical stock certificates. This type of stock transfer between two brokers usually takes 1 business day. Dallas Pkwy, Suite 380. automatic fault jumbo mine keystone mine crone gulch andesite stock the shale pit (drs-78-122) silver point t granodiorite of dry canyon stock area of quartzchalcedony veins flower mercury mine t quartz vein in granite (drs-80-38a) quartz vein in granite (drs-74-219) quartz vein in granite (drs-74-252a) outlaw prospect (drs-73-43) quartz. of P&I funds paid to DTC by issuers and agents reached a record 44. So the splivi was incorrectly processed by the DTC, and though the post didn&39;t explain the part about the DIVANN file in full, it is not incorrect or debunked. An ACATS transfer form or Transfer Initiation Form (TIF) must be submitted. DWAC Deposit and Withdrawal at Custodian, or DRS Direct Registration System The main difference is DWAC deposits require a Medallion Guaranteed Stock Power and DRS deposits are paperless. The company operates in three segments Westcon International; Logicalis; and Corporate, Management Consulting and Financial Services. slide 1 to 4 of 4. Booked DIRECTLY REGISTERS you a share and REMOVES the certificated share from the DTCC, which is why the shares are literally marked " DTC Stock Withdrawals (Drs)" when you move from Planned to Booked. Fidelity DRS How To - Fidelity Direct Registration Services WT DTC Stock Withdrawals FREE Apes, this is an idiot-proof step-by-step resource for those interested in direct registering their shares with Gamestop&39;s agent. Day High Day Low Volume Data Provided by Refinitiv. wu ac. Canadian Stock Transactions (Broker Assisted) 31. Current Price Change. , a broker-dealer). Lifelong learning plan (LLP) and Home buyers plan. DTC is tantamount to a cooperative owned by its Participants, with such Participants given the right to purchase voting shares of DTC stock in proportion to the quantity and value of services they use at DTC annually. DRS allows an investor, as the owner of the security, . The Direct Registration System, commonly referred to as "DRS", is a registration type, created by the Depository Trust Company ("DTC"), that allows shareholders of public companies to hold their shares directly on the books of the company&39;s transfer agent in book-entry form without issuing physical stock certificates. Trade in one to six business days, determined by your bank. The Direct Registration System (DRS) is a secure registration method for investors who don&x27;t want their stock registered in the name of their brokerage firm. The service offers the following withdrawal options to participants Withdrawals by Transfer (WTs) Participants request WTs by entering re-registration instructions via either the NWT1 function on the Participant Terminal System (PTS), Auto Night Withdrawal by Transfer on the Participant Browser System (PBS), or the CF2WTC file transfer protocol. Dwac Stock DTC DRS System and DWAC Services &226; Mountain Share Transfer October 22, 2021 Dwac Stock. 12 oct. Withdrawals Service The Depository Trust Company (DTC) offers participants several ways of withdrawing securities certificates or positions from the depository. A processing fee of EUR 30. Assuming it achieved its stated objective, the leveraged ETF would therefore drop 20 on that day and have an ending value of 80. Both FAST and the DRS are owned by the DTC and parent company DTCC. wu ac. (Subject to a minimum commission of 31. WaterfallNow Computershare eating all the , DRS withdrawals shares from the DTCC (Stock Borrow Program) AMC GME Tesla APESNOTLEAVING ChokeOnThat. The Direct Registration System (DRS) is a secure registration method for investors who don&x27;t want their stock registered in the name of their brokerage firm. com What is a DWAC DWAC is the acronym for DepositWithdrawal At Custodian. 4 The additional fee charged is a financial transaction tax of 0. I wonder if the dtcc deliberately went with a stock split. . For example, DTC may impose a temporary chill that restricts book-entry movement of securities, effectively closing the books and stabilizing existing positions until a. DTC Deposit 3 3 DTC Withdrawal 5 5 Direct Registration System (DRS) Transfers 10 10 Accommodation transfers 60 60 Legal, GNMA, and Restricted items 60 60. Click on the Portfolio tab. com >> Accounts >> Documents >> Forms & Applications >> Deposits & Withdrawals section >> Request a Stock Certificate. Form Packages. A deposit at custodian involves the transfer of new shares or share certificates to and from the Depository Trust Company (DTC) through service at the distribution point called Fast Automated Securities Transfer (FAST). Investors who hold paper stocks or who participate in dividend reinvestment programs (DRIPs) will often encounter DRSs. We cannot convert your stock certificates to DRS shares without receipt of the actual certificates. The Direct Registration System (DRS) is a secure registration method for investors who don&39;t want their stock registered in the name of their brokerage firm. This is a. Search Interactive Brokers Dtc Number. Acronym for Direct Registration System. Name of transfer agent Account number (key) Stock name Stock symbol Transfer Instructions (select one) 1. 5445 Dtc Parkway P4 Greenwood Village, CO 80111. Co-Bond Counsel Mayer Brown LLP and Pugh, Jones & Johnson, P. DTC pointed out that if beneficial owners believe that their interests are best protected by not having their shares subject to book-entry transfer at DTC, then they can instruct their broker-dealer to execute a withdrawal-by-transfer, which will remove the securities from DTC and transfer them to the shareholder in certificated form. Broker initiates a withdrawal request using Computershare&x27;s DTC 50108;. at Citibank); and; DRS dumps in favour of CBL&39;s account at Citibank;. After taking my first RRSP withdrawal of 12,000, I was shocked that 20 tax was withheld. Dtc stock withdrawals drs. Most brokers clear stock in-house or hire a clearing firm to do so on their behalf. 00 Annually DRIP No Charge DRS Statement Withdrawal 30. Its offshoots are from the right bank of the river into itincluding Langxi River,. Connect with your investors and keep track of their evolution with confidence and efficiency. Called Computershare this morning, took 5mins. Direct Register. The Direct Registration System (DRS) is a secure registration method for investors who don&39;t want their stock registered in the name of their brokerage firm. DWAC allows participants to instruct DTC regarding deposit and withdrawal transactions being made. om uc. DWAC allows participants to instruct DTC regarding deposit and withdrawal transactions being made. for having a physical certificate re-registered to an account holder and sent to himher from himher account. Additionally, DTC criteria that must be met by a securities issuer to ensure its securities are eligible for DRS and Profile may indirectly apply to transfer agents acting on behalf of the issuer. If your plan permits in-service withdrawals, on the right you will see the word Withdraw or Transact beside the plan details. 00 2 A DRS statement is sent only when a security is returned to the transfer agent to hold in book entry form. Tata Motors wins tender for 1,500 electric buses from DTC. To withdraw a physical stock certificate from your "street name" brokerage account via DRS, please notify your broker to push the shares to Colonial. Check the box next to the stock you wish to DRS transfer. Please use your established withdrawal preferences linked to your SPS account to initiate a wirecheck. prior to AT&T dematerializing, the vast majority of AT&T's stock was immobilized at DTC in order to facilitate book-entry transfers at DTC. Link a Bank Account (ACH Relationships) Bank Not Listed on Plaid (Link Through Micro-Deposits) Deposit or Withdraw with a Linked Bank Account;. , through a broker. Covington, KY 41015. Brokerage Transfers (ACATS) (8). 1st Global Stock Transfer is a small transfer agent that currently provides stock transfer services for approximately 55 pink sheet issuers in a non-fast environment. This Note includes a series of flowcharts illustrating the process. The GameStop 8-K filing, dated July 6, 2022 states that the 4-1 split is to be issued "in the form of a stock dividend. So the splivi was incorrectly processed by the DTC, and though the post didn&39;t explain the part about the DIVANN file in full, it is not incorrect or debunked. The latest update concerns around the decree signed by President Vladimir Putin on April 16 that requires Russian companies to remove their listings from overseas equity markets. 15) IPO Processing Through DRS (pg. Transfer whole shares. Lost certificates must be replaced prior to transferring the shares. DepositWithdrawal at Custodian (DWAC) An electronic method of transferring shares registered in the customer's name on the books of the transfer agent between participating brokerdealers with the transfer agent serving as a custodian. Click the link to begin the online withdrawal process. DRSFormat allows shares to be transferred. Registration System (DRS) fee of15. . check cashing lexington ky